551 W Cottage Lane, Deruyter, NY 13052 (MLS # S1616987)

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PRICE $449,900 dsIDX morgage calculator
BEDS 4
BATHS 1
HOME SIZE 960 sqft
LOT SIZE 14,375 sqft

Escape to the Lake! Located on the sought-after west side of DeRuyter Lake, this classic three-season cottage offers 57 feet of pristine waterfront and everything you need for unforgettable summers. The main camp features 2 bedrooms and 1 full bath, an open living/kitchen area, and a cozy enclosed porch with stunning lake views—the perfect spot for morning coffee, rainy day card games, or watching the sunset. Just steps away, a separate bunkhouse provides 2 additional bedrooms and a half bath—ideal for guests, kids, or extended family. The .33-acre lot is manageable, with mature trees and expansive lake views. Easy steps lead directly into the water, offering convenient access for swimming, paddling, or launching a kayak—making it a true lake lover’s retreat. Bonus features include a full, unfinished basement with laundry (washer & dryer included), and plenty of storage space for all your water toys. This is the kind of lakefront property that rarely hits the market—low-maintenance, high-enjoyment, and ready for your next chapter of lakeside living.

DAYS ON MARKET 8 LAST UPDATED 6/25/2025
YEAR BUILT 1940 COMMUNITY DeRuyter-252489
COUNTY Madison STATUS Conditional
PROPERTY TYPE(S) Lot/Land/Acreage

SCHOOLS
School District DeRuyter
Elementary School DeRuyter Elementary
High School DeRuyter High


ADDITIONAL DETAILS
APPLIANCES Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
AREA DeRuyter-252489
BASEMENT Full, Walk-Out Access, Yes
EXTERIOR Propane Tank - Leased, See Remarks
HEAT Forced Air, Propane
INTERIOR Bedroom on Main Level, Country Kitchen, Separate/Formal Living Room
LOT 0.33 acre(s)
LOT DESCRIPTION Gentle Sloping, Rectangular, Rectangular Lot, Residential Lot
LOT DIMENSIONS 60x135
PARKING No Garage
SEWER Septic Tank
STORIES 1
STYLE Cottage
TAXES 5519
UTILITIES Phone Available,Cable Available,High Speed Internet Available, Electric - Circuit Breakers
VIEW Yes
VIEW DESCRIPTION Water
WATER Well
WATERFRONT Yes
WATERFRONT DESCRIPTION Beach Access,Dock Access,Lake,Water Access
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

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Listing provided by: Brooke Wood, Limestone Creek Properties LLC
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